Insurance information
What's covered by our standard insurance and how to reduce your excess liability.
What's included as standard
All Practical Enfield hire vehicles include the following insurance cover as standard:
What's not covered
The standard insurance does not cover the following. You remain responsible for these during your rental:
Excess reduction options
Standard excess
Included
A refundable excess deposit is held on your card for the duration of the rental. If there is no damage, the deposit is released in full when you return the vehicle.
- Excess amount varies by vehicle category
- Deposit pre-authorised on a credit or debit card
- Released after vehicle return if no damage
Excess reduction — basic
Optional extra
Reduces your excess liability for accidental damage to the vehicle for a daily charge added to your rental.
- Lowers your excess for accidental damage
- Charged per day on top of your hire rate
- Subject to terms — confirm at booking
Excess reduction — premium
Optional extra
Further reduces your excess liability, offering the highest level of protection for your rental.
- Lowest excess liability option
- Charged per day on top of your hire rate
- Subject to terms — confirm at booking
Excess amounts and reduction rates vary by vehicle category. All figures are confirmed by the branch when your booking is confirmed.
Questions about insurance?
Our Enfield team can explain the cover and excess options for your specific vehicle category.